JERK!

I e-mailed Dan last night and told him about the mortgage modification documents, as well as letting him know that I would be home around five today, so we could get the kids.

He calls today when I was in the middle of a visit with a family, so I didn't answer the phone. Mom and daughter both went to use the restroom and I checked my voice mail. It was him sounding annoyed about not knowing what time we were supposed to meet. I know that it had been mentioned when he picked the kids up, and it had been mentioned in the e-mail, although I couldn't be assured at the time that he had gotten it. Mom and daughter were still in the bathroom, so I called him to tell him that I would be home by 5 and I would need him to wait so I could go in and make copies of the loan modification documents for him. He starts getting snippy and says that was the first he'd heard about it, although he was living here when the process was started, but he may not have paid any attention to it because he wasn't paying anything at the time and I was doing the entire process alone. I explained to him that it's been an ongoing process since about April. He starts yelling at me about the liability and then says "do you even have a license?", so I assumed he was talking about the car. I did have record of a suspended license for a few months because when I was in a fender-bender last December the insurance company didn't send proof of insurance in to the state and it was recorded as suspended. That was straightened out a few months ago, after I got the notice that I was eligible for reinstatement. The family returned and he was being rude and demanding, so I told him that I was working and was with a family, and it was not the place to discuss that. He hung up on me.

So, I get home and pull the car up to mom's house. I get out of the car and instead of going in and taking the keys in right away, I go and greet the kids. He starts going on and on about the liability of the car and how he didn't want to take responsibility for it. He demanded that I write an affidavit releasing him from liability on the vehicle. I'm not going to do that, as that will be handled in the divorce decree. He kept asking me what his liability is, and if I'm going to hold him liable. I kept saying that I wasn't the one holding him liable, that it was the finance company that would. No matter what I said about it, he kept going back to how he didn't want to be at all liable for the vehicle. He then yelled at me because I hadn't given him the VIN number of the vehicle and said that he wasn't handing me a blank piece of paper with his signature on it. I told him that I never asked for him to do that and had told him to get the paper notarized and mail it into the insurance company himself. My voice had raised a little bit and I had probably gotten more animated verbally when I said that, so he started going on about how I shouldn't yell at him. I probably raised a few more octaves due to sheer frustration when I started saying how I wasn't yelling at him. It was then that James came out of the house because he could tell that things may be getting heated and wanted to make sure that nothing was said to me that shouldn't be. He starts in again about the liability and I tell him that I can't tell him what the finance company would do, and since he was on the loan and obviously so concerned about it, he should call them and find out. James says something about liability to him and Dan immediately tells him to stay out of it. Then Dan starts talking about how James called him retarded. I didn't hear it, Alexis said she didn't hear it and James said he didn't say anything. Dan actually screamed in frustration and hit the window of his car and broke it. James then says "Now THAT was retarded". He said again that it was said, and we all repeated that we didn't hear anything. He leans inside the car and asks his girlfriend if it was said, she shakes her head saying that she didn't hear it, and he comes back out of the car looking defeated. He starts to get into the car and I told him that he needed to wait so that I could get the mortgage modification documents. He said he wasn't signing anything until he had them looked over. I told him that I had seven days to return the documents, so I needed to get them together. I told him that if the papers didn't go in, that the loan would go back into foreclosure, and while I figured that he didn't care, I wanted to have someplace for the kids to live. He said that he did care, but he wasn't taking responsibility for anything. He said that I had said that I would make it easy for him for the divorce, and that we would just sign a paper and be done. That was another one of his delusions, as I had said I'd wanted it to be amicable and agreed on, but never said we would just "sign a piece of paper." I told him that just like him, I was protecting myself (he was angry because while I HAD at first planned to file the papers myself, with kids and a house and joint loans, I realized that I NEEDED to have an attorney because I'm just not knowledgeable enough about the law), but he sees it as me trying to screw him out of money. He went to get in the car and again I reminded him that I needed to make copies of the documents for the loan modification. He said that he had them all, as I had forwarded him all of the e-mails from the car insurance company. I reminded him that this was for the house and not the car. He then asked me what happens if he doesn't sign them. I told him that I had already thought about that and planned on asking the company that when I called with my questions on Monday. I also told him that the papers had a number on them that he could call with questions, because I couldn't answer any of them, as I had some myself. Everything else he could read for himself. This is another issue that we always had, as he did not have the motivation or SOMETHING to find out information for himself. He said that he would wait for them if he didn't have to stand there and be belittled the entire time. I said to him "It's not my fault that you're so insecure about being an idiot that you hear things when they're not said" and turned around and went into the house. He yelled after me that it was uncalled for. Calli was walking behind me and said that she didn't like it when I called him names. I apologized to her and said that he had me upset and worried. I really do need to watch that better, quite honestly.

So, I make him copies of the papers and go out and give them to him. He has 40.00 for me for the kids and tells me that he wants me to sign the paper. I say "it's not blank, is it?" and he says "there's plenty of writing on it". He looks at the top paper and sees that there's a number on it, because I see him nod. I turn my back on him and go back into the house.

I go over to mom's house so I can give her back the keys to her car. I tell her that it has half a tank of gas, but that it was too cold for me to fill it back up, but I would fill it back up for her before I was completely done with it. I then asked her if I could borrow 11oo.oo and gave her a time line for when it would be paid back and told her what it was for. She said that she could do it, so I should have a car by Tuesday. I'm trying to keep Tuesday light so I can get things taken care of around here. I need to get the stuff out of the Pacifica and get groceries and get a car and mail out books for Amazon and Paperback Exchange.

Chloe's behavior was pretty bad tonight when she came home. I know all of this is hard on her, but it tears me up to know how well behaved she was when she wasn't seeing her dad, and then she starts seeing him and the old behaviors are back. Luckily, last time they disappeared after a day or so. Transitions have always been kind of hard for her, so I may attribute it to the transitional period. I'm hoping it gets better, but I'm going to do some research on ways to make it easier for her.

Work is going well, even though it's already busy. I have one client that I see three times a week, and it's at least a six hour day each time I see her. I clocked 61.25 hours this week. Yes, it's busy, but it's worth it that I'm actually earning more than I was when I was at IPMG, the kids are home, I'm not going to consistently hear from someone that I "owe" them because they actually had to watch their own kids while I worked and went to school, how I "owe" then eight years of their life.

I guess if he doesn't sign the documents, I'll have to end up taking him to court, or something. I don't know. I'm reading a women's divorce site to see what it says, and to get some insight.

I'm actually off work most of the day tomorrow. I go in to Showland at 4:00, although I'm not sure how long I'm going to be able to continue to hold on to that job. I guess, if things continue as busy as they are, I won't need it.

Nite!

Looking Forward

Well, the Pacifica was totalled. Quite honestly, I'm kind of glad because I've hated that vehicle ever since Dan used it one night to go see one of his flings and did sexual stuff in it. After I found out about that, I told him that he needed to take that car and he refused, saying that he couldn't afford it. The insurance payout isn't going to cover the rest of the loan, but there won't be much left after the payout, so I'm going to see if they will settle for what the insurance will pay. If not, they can wait and I'll make periodic payments until it's paid. My credit is pretty much screwed up right now, so I have to get a car through a buy-here pay-here lot. Pioneer in Plymouth actuay has a couple of mini-vans that appear to be decent, although I haven't driven either of them yet. It's just a matter of coming up with the down payment. I asked my brother if he had any money I could borrow, but he doesn't have it. I offered to pay it all back to him in three installments. That way, it would be paid back before my house paymets kick back in. I guess I'm just going t have to ask around or wait until mid-December to get my own vehicle and hope those mini-vans are still there.

I got a loan modification on the house. I have a small down payment to get it started, but after the papers get signed, I don't have a payment due until January. Everything else was rolled back into the principal, which makes it a couple thousand dollars higher than the initial loan, but I won't be in danger of losing the house, and it gives me a little bit of recovery time now that I'm making pretty good money. I got the notification on that yesterday. James messaged me and told me that I'd gotten a DHL delivery from the mortgage company and my heart immediately stopped. I made him open it and tell me what was inside. Once I knew what was in there though, it was a huge weight off my shoulders. I haven't talked about it much, but it was something that was really bothering me.

Work is extremely busy. Thank God James is around to stay with the kids while I run around crazy all the time working screwy hours. I'm actually working right now, supervising a visit, but it's obviously not an awful job. Today is all overtime for me, and I'm still getting more cases. I'll have about 55 hours in this week, some of which was done from home and I get to add documentation time on top of that, wich I'm actually going to start doing here in a bit.

Deer Meat

Just a quick update to say that I hit a deer on my way to Michigan City tonight to drop off paperwork. The car's in pretty bad shape, so hopefully I can beg, borrow and steal cars from friends and stuff to keep working. Unfortunately, I don't think I'll be able to do the one client that makes me the most money this week, so hopefully I can get my hours in, as she alone was about 18 hours per week.

I have to go to bed now so I can borrow mom's car in the morning and get my time sheet turned in at the office first thing in the morning.